Counseling

FREE Counseling session includes an in depth explanation and clarification of the following:

Federal Student Loan Programs

 

Types of Federal Student Loans

Loan Terminology

Repaying Your Loan 

Loan Summary Information (NSLDSSM)

Interest Rates and Payment of Interest

Entering Repayment

Repayment Incentives

Repayment Plans

Making Payments

Having Trouble Making Payments? 

Deferments

Deferment Conditions

Forbearance

Applying for Deferment or Forbearance

Delinquency and Default

Loan Consolidation

Discharge and Forgiveness 

Loan Discharge

Loan Forgiveness Programs

Resources 

Financial Literacy

Borrower’s Rights & Responsibilities 
Student Contact Information